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At S&T, HOME stands for Homeowner Options for Mortgage & Equity...and HOME Center can be your home away from home for everything from Lines of Credit to Mortgages. We truly have it all: 
 
Mortgages
For your first mortgage…or your fourth or fifth…we have options, great rates, quick approval and convenient terms. It’s home buying made easy. 
 
Lines of Credit
With a line of credit you may establish a line amount based on your repayment capacity and up to 100% of the appraised value of your home, less any existing liens. And, you may be able to deduct up to 100% of the interest you pay. Consult your tax advisor.
 
Home Equity Loans
Use your home to secure funds for the things you want and need most. We’ll help you make the most of the equity you’ve worked hard to build. 

Rewards VISA® Card
You've never seen a credit card like this before.
The Rewards Visa offers homeowners powerful features and benefits to take advantage of the home equity you've worked so hard to build. 
 
Vacation & Second Homes
Whether you’re purchasing property as an investment or to enjoy when the weather gets chilly…we can offer you purchasing power to buy a second dream home.

Home Valuation
We can tell you what your home is worth…and what its equity could be worth to you. Get expert advice and make smart decisions about getting the most value out of your home.